Fiduciary

Advocates a fiduciary level of care in all dealing with investors:

• Act in the interests of clients with care, skill, prudence and diligence under the prevailing circumstances that a prudent expert acting in a like capacity and familiar with such matters would act.

Supports the Fiduciary Standards Board and its principles:

• Efficient compliance… Lowest cost, minimum liability
• Maximum value for clients… Highest satisfaction
• Registered Fiduciary (RF^™) designation

Recognizes that fiduciary standards must enhance and not destroy current practices that serve investors well:

• Provide for comparable compensation
• Permit existing products/services to survive
• Define enforcement practices that identifies/sanctions only the unsavory

Complies with proposed federal regulations:

• SEC (Dodd/Frank)
• DoL (ERISA)
• IRS (IRAs)